Don’t Let Your Health Benefits Go to Waste: How to Make the Most of Them Before Year-End

It’s the busiest time of year in most clinics — and for good reason.
As December approaches, Canadians are scrambling to use their hard-earned extended health benefits before they expire.
At Body Co Toronto, our goal is always to provide consistent, quality care to our ongoing clients. But this time of year also offers an excellent reminder of just how valuable your benefits can be when used proactively — not reactively.
Why You Should Use Your Health Benefits Before They Expire
Every year, Canadians leave hundreds of millions of dollars in unused private health insurance benefits on the table.
According to Sun Life’s 2023 Employee Benefits Report, the average Canadian forfeits between $300 and $1,000 in eligible paramedical and dental benefits annually — simply by not booking the care they’re entitled to.
The most underutilized services in private health benefit plans include:
🧠 Mental health support (psychotherapy, social work, psychology)
🥗 Dietitian and nutrition consultations
🌿 Naturopathic medicine
🧍♀️ Occupational therapy
👁️ Vision care (beyond prescription lenses)
🦷 Preventative dental care (cleanings, checkups)
These are the services that can make the biggest impact on your long-term well-being — yet they’re often overlooked.
The Case for Preventative and Maintenance Care
While it’s easy to see “use your benefits” campaigns as marketing, there’s actually a strong public health case behind them.
Using your benefits for preventative and maintenance-based services doesn’t just help you feel your best — it also reduces the long-term burden on our healthcare system by preventing chronic conditions before they start.
Paramedical Services: Prevention & Early Intervention
- Physiotherapy: Early treatment of pain or injuries prevents chronic disability.
- Chiropractic Care: Keeps your spine healthy and reduces back strain.
- Massage Therapy: Relieves tension, reduces stress, and supports muscle recovery.
- Dietitian/Nutrition: Helps manage weight, diabetes, and cardiovascular risk.
➡️ These services work together to reduce your risk of chronic disease and improve recovery rates — keeping you stronger, longer.
(Source: Canadian Physiotherapy Association, 2022)
Naturopathic Medicine & Holistic Nutrition
- Lifestyle assessments and personalized preventative care
- Guidance to improve digestion, hormonal health, and energy
- Early detection of health imbalances before they become illness
(Source: Canadian Association of Naturopathic Doctors, 2023)
Health-Boosting Services at Body Co You Might Not Know Are Covered
Many of our Body Co Toronto services are eligible under extended health plans — even the ones clients don’t expect.
✨ 1. Facial Rejuvenative Acupuncture
Performed by our Naturopathic Doctor, this treatment uses fine acupuncture needles to:
- Stimulate collagen production
- Increase circulation and lymph drainage
- Tone facial muscles
- Balance skin health from the inside out
Treatments are customized with facial + body acupuncture and gua sha facial massage for glowing, rejuvenated skin.
Best results: weekly or biweekly for 6–8 sessions.
👉 Book your facial acupuncture session today.
🤰 2. Naturopathic Pregnancy Check-In
Ideal for expectant parents, this visit offers:
- Supplement and nutrition review
- Support for common pregnancy symptoms
- Trimester-by-trimester health guidance
Our naturopathic doctor, Dr. Margot, recommends one check-in per trimester to support both parent and baby throughout pregnancy.
👉 Schedule your prenatal naturopathic appointment.
🧘 3. Esoteric Acupuncture
If you’ve been feeling stuck, disconnected, or simply ready to reconnect with yourself — this treatment is for you. Esoteric acupuncture blends physical and energetic healing to:
- Calm the mind
- Open the heart
- Restore emotional and spiritual balance
Clients often describe feeling centered, grounded, and renewed after just one session.
👉 Book an Esoteric Acupuncture session.
👶 4. Well Baby Appointments
Our Paediatric Physiotherapist supports parents at 3, 4.5, 6, and 8 months with milestone checks, risk screening, and fun, hands-on learning for optimal motor development.
Your baby will love it — and you’ll leave with clarity and confidence.
👉 Reserve your Well Baby appointment.
🧦 5. Compression Sock Fitting
Medical-grade compression socks can reduce swelling, improve circulation, and prevent blood clots — but to qualify for benefits, they must be fitted by a certified provider and prescribed by a physician or nurse practitioner.
Fittings are complimentary and can be done with most members of our team. Our team can guide you through the process to make sure your coverage applies.
How to Make the Most of Your Benefits Before Year-End
- Book Early – Appointments fill up fast! Book your spot now →
- Join a Waitlist – Ask to be added in case of cancellations.
- Bundle Services – Schedule multiple treatments in one visit to save time.
- Check Your Coverage – Log into your benefits portal and review your balances.
- Use Virtual Options – Online appointments for physio, nutrition, and mental health are often covered.
- Consider Off-Peak Times – Early mornings or evenings may have more openings.
- Pre-Book January Appointments – Get a head start on your 2026 wellness goals.
- Submit Claims Promptly – Don’t miss reimbursement deadlines.
- Coordinate with Your Provider – Let us help you prioritize your care.
- Use Family Benefits Too – Make sure your loved ones benefit as well!
Final Thoughts
Your health benefits are more than just a yearly allowance — they’re an investment in your long-term well-being.
Using them wisely now can help you prevent injuries, manage stress, support recovery, and move into the new year feeling your best.
✨ Ready to start?
Visit bodycotoronto.com
- to explore our services or book your appointment now
- to secure your spot before the year ends.